Ka-Negosyo SME Loan

Supports the business in expanding product lines, purchasing new equipment, or meeting other capital expenditures.

CHECK ELIGIBILITY Maximum tenor Php 300,000 Minimum loan amount Collateral requirement

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Fast

Get your application approved in a timely manner

Convenience icon

Convenient

Minimal documents are required

Ease icon

Easy

Can be availed with or without collateral.

Flexible

Loan can be paid monthly over a long period of time. Quick guide

How to apply for a Ka-Negosyo SME Loan

You can apply through the following channels:

a. Fill out our loan application form. b. You may visit any BPI branch. c. Call us at (+632) 791-82000, press 2 for Business loans or;
d. Email us at bbclientservices@bpi.com.ph

Ready to apply? Fill out the form to kickstart your loan application process. LEARN MORE Frequently asked questions

How do I know if I am eligible to apply for a Ka-Negosyo SME Loan?

To apply for a Ka-Negosyo SME Loan, you must meet the following criteria:

1. At least three (3) years of business operations
2. Filipino Citizen Ownership
3. At least 1 year Philippine Resident Tenure

What are the requirements to apply for a Ka-Negosyo SME Loan?

For sole proprieters and individuals

a. Duly accomplished application form
b. DTI Registration/Business Permit
c. Borrower’s ID
d. Spouse’s ID (if applicable)
e. Last 3 months bank statement (BPI and/or other banks)
f. Latest Income Tax Return for the last 3 years

For partnerships and corporations

a. Duly accomplished application form
b. SEC Registration
c. General Information Sheet
d. Articles of Incorporation/Partnership including amendments (if any)
e. By-Laws including amendments (if any)
f. IDs of majority shareholders/authorized signatories (photocopy)
g. Last 3 months bank statements (BPI and/or other banks)
h. Income Tax Return (ITR) for the last 3 years
i. Annual Financial Statements for the last 3 years